Hard Money Lender in Irvine

Bridge Loans for Residential and Commercial Real Estate Investors

Hard Money Lender in Irvine

Bridge Loans for Residential and Commercial Real Estate Investors

Lending Guidelines

Interest Rates
Starting @ 7.99% (interest only)
Closing Time
5 to 7 Days
Anywhere in California
Loan To Value Ratio
Up to 75% LTV
Loan Types
Purchase, Refinance, Cash-Out, Fix and Flip, Probate, 1031 Exchange
$200K – $5M
Origination Fee
2 to 3 points, dependant on size and term
Lien Positions
First Trust & Second Trust Deeds
Underwriting Fee
Loan Term
6 to 60 months (extensions available)

Property Types

  • Single-family & Multi-family Investment Properties
  • Condominiums
  • Retail Centers
  • Office Buildings
  • Industrial & Warehouse
  • Hotels & Motels
  • Healthcare & Assisted Living Facilities
  • Special Purpose & Mixed Use
  • Parking Garages & Lots

Recent Loans

Pasadena, CA
Amount: $950,000
Type: Purchase
Loan To Value: 50%
Rate: 8.25%
Property Type: Single Family
Term: 12 Months
Dana Point, CA
Amount: $160,000
Type: Purchase
Loan To Value: 35%
Rate: 9.00%
Property Type: Condominium
Term: 12 Months
Huntington Beach, CA
Amount: $2,275,000
Type: Refinance
Loan To Value: 65%
Rate: 9.00%
Property Type: Single Family
Term: 12 Months

Respectable Hard Money Lenders in Irvine

Crescent lenders is the premier private money lender for real estate investors in Irvine, California.

With more than a decade of experience, our outstanding track record of funding hundreds of loans up and down California speaks for itself.

Being direct bridge lenders we have cash on hand, ready to fund your project within a matter of days.

Best known for our excellent customer service, low-cost fees and reasonable interest rates it's clear why we are Irvine’s top private money lender.

Apply Today

Contact us today regarding your private money loan request.

We only need to have a 5 to 10 minute phone call to evaluate your project.

After lending terms are accepted, you can anticipate on having the funds in 5 to 7 days.

Advantages to Using Crescent Lenders

Working with a hard money lender like Crescent Lenders can be advantageous for real estate investors for a variety of reasons.

Our experience, knowledge and success in the private money lending industry over the past decade gives borrowers confidence they are working with top professionals in the industry.

Here are 4 reasons borrowers across California choose to work with us:

  • Access to Our Network: Being located in Southern California, we have business relationships with real estate experts from contractors to lawyers to title companies. We are happy share our network with our borrowers to help them succeed. You are not just a client, you are part of the Crescent Lender family.
  • Easy to Qualify: Low credit score? Self-employed? Prior bankruptcy or foreclosure? Not to worry! While these would be deal breakers with big banks, we are more concerned about the loan to value ratio of the real estate being used as collateral than a borrowers financial history. We do not require piles of documentation and usually do not ask for tax returns as part of the lending process.
  • Less Red Tape: Not everyone is able to qualify for a conventional bank loan. Traditional banks are notorious for having a rigorous qualification process, where unless all the boxes are checked off, you will not qualify. You will not find large amounts of bureaucracy when dealing with Crescent Lenders, our application process is simple and straightforward, with very few documents required.
  • Speed: You can expect to get funded in a matter of days rather than 30 days or more from a traditional bank, allowing you to move quickly on great deals.

Maybe you need to refinance an existing hard money loan on your apartment complex in Woodbridge or you want to purchase a condo in El Camino Real or are performing a 1031 exchange on an investment property in Northwood and need extra funds to execute the transaction — whatever your hard money loan needs are, you can count on Crescent Lenders to get your deal funded.

Take a look at what our previous customers have said about their experiences below.

Top-Rated Provider

My existing hard money loan was coming due on my retail center and I was shopping around for a refi with a better rate since I was not yet able to qualify for bank financing, Mario was able to give me the best rate of the lenders I reached out to...
- Steve S.
I’m a commercial real estate broker and do some fix and flipping on the side here in SoCal. I’ve used a few different HMLs in the past but have created a good relationship with these guys and have repeatedly used them and will continue to do so going forward.
- Justin R.
Was recommended these lenders from a friend of mine. They were able to come thru on 2 deals for me over the past year, but also rejected a few others I had that were not as attractive. Mario is a nice guy and will not waste your time if the deal doesn’t work for him.
- James M.
I found Crescent Lenders using a hard money lending directory website called Moolahlist that makes sure all the lenders on its platform are licensed and legitimate. There are so many scam lenders in the hard money lending industry, I was happy to find these guys and was even happier with the service they provided... quick and easy funding for my rehab project.
- Edward B.
I don’t usually invest in real estate but I came across a great deal in my neighborhood and could not wait on a bank to approve me because the deal would have been gone. I called a few hard money lenders and decided on Crescent Lenders. They were able to get me funding quickly at a good rate. This enabled me to make a great offer which was successful. Highly recommend!
- Jessy C.
As of June 15th, 2021

How to Obtain an Irvine Hard Money Loan

The most important metric for us when determining whether or not a borrower qualifies for one our hard money loans is the loan to value ratio of the collateral property.

Crescent Lenders will fund up to 75% loan to value of a property.

For example, if an investor owns a $1 million apartment they use for investments, the maximum amount of money Crescent Lenders will give the borrower would be $750,000.

Another important factor to help a borrower secure a hard money loan is to show they have a solid exit strategy. Exit strategies such as selling the property or refinancing into a conventional bank loan are popular and effective.

Lastly, it is important for a borrower to show they are capable of making monthly mortgage payments, giving us confidence that you will succeed.

About Irvine

The city of Irvine is located in Orange County, California.

Irvine is consistently rated as one of the best places to live in America because of its close proximity to the beach, wonderful public school system, low levels of crime, great shopping and restaurants.

The various neighborhoods within Irvine give its residents a great sense of community, adding to the lure of this attractive city.

Many wealthy and educated people live here causing the real estate prices and cost of living to be high relative to the rest of the nation.


We Can Deliver Rapid Financing

Between $200k and $5 million dollars

Nationwide private lender (not a broker, avoid the extra fees)

Funding loans such as purchase, refinance, rehab, probate, 1031 exchanges, cash-out

All types of investment properties considered, residential, commercial and industrial

Crescent Lenders

999 Overland Ave, Suite 116
Los Angeles, California
  • California
  • Los Angeles
  • San Diego
  • San Francisco

Disclaimer: Crescent Lenders, DBA CrescentLenders.com ("CL") is a California licensed broker under California Bureau of Real Estate License No. #01792267. Regardless of this license, CL considers itself a “finder” for purposes of applicable laws and regulations (California Business & Professions Code § 10130, et. seq.).

Crescent Lenders, 2999 Overland Ave, Suite 116, Los Angeles, California, 90064