Long Beach Hard Money Lenders

Bridge Loans for Residential and Commercial Real Estate Investors

Long Beach Hard Money Lenders

Bridge Loans for Residential and Commercial Real Estate Investors

Lending Guidelines

Interest Rates
Starting @ 7.99% (interest only)
Closing Time
5 to 7 Days
Anywhere in California
Loan To Value Ratio
Up to 75% LTV
Loan Types
Purchase, Refinance, Cash-Out, Fix and Flip, Probate, 1031 Exchange
$200K – $5M
Origination Fee
2 to 3 points, dependant on size and term
Lien Positions
First Trust & Second Trust Deeds
Underwriting Fee
Loan Term
6 to 60 months (extensions available)

Property Types

  • Single-family & Multi-family Investment Properties
  • Condominiums
  • Retail Centers
  • Office Buildings
  • Industrial & Warehouse
  • Hotels & Motels
  • Healthcare & Assisted Living Facilities
  • Special Purpose & Mixed Use
  • Parking Garages & Lots

Recent Deals

Seaside, CA
Amount : $220,000
Type : Rehab
Loan To Value : 63%
Rate : 8.75%
Property Type : Single Family
Term : 18 Months
Huntington Beach, CA
Amount : $2,275,000
Type : Refinance
Loan To Value : 65%
Rate : 9.00%
Property Type : Single Family
Term : 12 Months
Los Angeles, CA
Amount : $500,000
Type : Rehab
Loan To Value : 75%
Rate : 8.75%
Property Type : Single Family
Term : 12 Months

Long Beach Direct Private Money Lender (Not a Broker)

Crescent Lenders is a local hard money lender providing loans in Long Beach and the greater California region.

We service commercial and residential real estate investors seeking short-term financing for a wide array of investment properties. 

We've funded hundreds of millions of dollars in hard money loans across California over the last 10 years and our experienced team has large cash reserves making us your ideal choice as your hard money loan provider.

Our top shelf service, along with low rates and inexpensive fees differentiate us from the pack and make us your go-to bridge lender in Long Beach.

Apply For Your Long Beach Private Money Loan

Since providing high quality customer service is the core foundation of our business, count on us to answer your phone calls, quickly return emails and to keep a high level of communication on-going throughout the hard money loan process. 

We can usually tell you within 5-10 minutes over the phone what the probability of us funding your project is.

Contact us today to discuss your Long Beach hard money loan needs.

Types of Loans We Fund

We finance the following types of private money loans in Long Beach:

  • Cash-out
  • Purchase
  • Probate
  • Bridge
  • Fix and Flip

Our underwriting process is simple and straightforward with a major emphasis on the loan to value of the property. 

As bridge lenders we want to make sure the borrower has enough skin in the game, is able to make the monthly mortgage payments and has an exit strategy for when the hard money loan matures. 

Why Use a Local Long Beach Hard Money Lender?

Investors often have a choice between selecting a nationwide hard money lender or a local hard money lender.

Local hard money lenders like Crescent Lenders have strong market knowledge of the local neighborhoods while nationwide lenders cover too many area to be able to assess deals as quickly as us.

We usually meet our borrowers face to face and personally look at the subject property being used as collateral for the bridge loan.

We have been providing fast and reliable service for over a decade with customer satisfaction being our top priority. See what our customers have to say about us below.

Top-Rated Provider

My existing hard money loan was coming due on my retail center and I was shopping around for a refi with a better rate since I was not yet able to qualify for bank financing, Mario was able to give me the best rate of the lenders I reached out to...
- Steve S.
I’m a commercial real estate broker and do some fix and flipping on the side here in SoCal. I’ve used a few different HMLs in the past but have created a good relationship with these guys and have repeatedly used them and will continue to do so going forward.
- Justin R.
Was recommended these lenders from a friend of mine. They were able to come thru on 2 deals for me over the past year, but also rejected a few others I had that were not as attractive. Mario is a nice guy and will not waste your time if the deal doesn’t work for him.
- James M.
I found Crescent Lenders using a hard money lending directory website called Moolahlist that makes sure all the lenders on its platform are licensed and legitimate. There are so many scam lenders in the hard money lending industry, I was happy to find these guys and was even happier with the service they provided... quick and easy funding for my rehab project.
- Edward B.
I don’t usually invest in real estate but I came across a great deal in my neighborhood and could not wait on a bank to approve me because the deal would have been gone. I called a few hard money lenders and decided on Crescent Lenders. They were able to get me funding quickly at a good rate. This enabled me to make a great offer which was successful. Highly recommend!
- Jessy C.
As of June 15th, 2021

Not Just Another Long Beach Hard Money Lender

Our established network of contractors, appraisers, lawyers and title companies in the Long Beach area are available to assist our borrowers with every step of the real estate process.

We view our borrowers as partners rather than clients, therefore your success is our success.

If you need to refinance your existing hard money loan on an investment property in Bixby Knolls or you found the ideal home in Naples to fix and flip or possibly you need some extra cash to execute a 1031 exchange on an office building in Belmont Shore — Crescent Lenders is here to assist you with your Long Beach hard money loan.

The coastal city of Long Beach has a population of nearly half a million people and is popular amongst tourists, boat lovers and those who enjoy the outdoors.

Along with the rest of Southern California, the real estate market in Long Beach is expensive and full of savvy real estate investors looking for bargains.

Bidding wars on homes are common, therefore many real estate investors turn to Long Beach hard money loans because an offer on a home accompanied by a hard money lender is deemed as good as an all cash offer.

More often than not, sellers will not want to wait for other buyers to be approved for a traditional bank loan.

  • The median sale price of a property in Long Beach is $715,000
  • The average home stays on the market for 33 days


We Can Deliver Rapid Financing

Between $200k and $5 million dollars

Nationwide private lender (not a broker, avoid the extra fees)

Funding loans such as purchase, refinance, rehab, probate, 1031 exchanges, cash-out

All types of investment properties considered, residential, commercial and industrial

Crescent Lenders

999 Overland Ave, Suite 116
Los Angeles, California

Recent Posts

The Top 4 Most Common Hard Money Loan Scams and How to Avoid Them

  • California
  • Los Angeles
  • San Diego
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Disclaimer: Crescent Lenders, DBA CrescentLenders.com ("CL") is a California licensed broker under California Bureau of Real Estate License No. #01792267. Regardless of this license, CL considers itself a “finder” for purposes of applicable laws and regulations (California Business & Professions Code § 10130, et. seq.).
Crescent Lenders, 999 Overland Ave, Suite 116 Los Angeles, California