Your San Diego Hard Money Lender

Knowledgeable and experienced lenders here to accelerate your success. We provide private money loans to real estate investors like you:

  • $200K to $5 million dollars
  • Direct private lender (not a broker)
  • Get financing in 5 to 7 days
  • Over a decade of experience
  • Purchase, Refinance, Rehab, Cash-Out and 1031 Exchange
Surfer on the Beach on mobile - La Jolla, San Diego, USA

Lending Guidelines

Interest Rates:Starting @ 7.99% (interest only)
Closing Time:5 to 7 Days
Location:Anywhere in California
Loan To Value Ratio:Up to 75% LTV
Loan Types:Purchase, Refinance, Cash-Out, Fix and Flip, Probate, 1031 Exchange
Amounts:$200K – $5M
Origination Fee:2 to 3 points, dependant on size and term
Lien Positions:First Trust & Second Trust Deeds
Underwriting Fee:$1500
Loan Term:6 to 60 months (extensions available)

Property Types

  • Single-family & Multi-family Investment Properties
  • Condominiums
  • Retail Centers
  • Office Buildings
  • Industrial & Warehouse
  • Hotels & Motels
  • Healthcare & Assisted Living Facilities
  • Special Purpose & Mixed Use
  • Parking Garages & Lots

A fix and flip in Los Feliz, Los Angeles

Los Feliz, CA

Amount: $2,100,000
Type: Rehab
Loan To Value: 65%
Rate: 9.00%
Property Type: Single Family
Term: 12 Months
Single Family Home in La Puente, CA

La Puente, CA

Amount: $335,000
Type: Purchase
Loan To Value: 68%
Rate: 9.00%
Property Type: Single Family
Term: 12 Months
Multi-family purchase in Montebello, CA

Montebello, CA

Amount: $2,500,000
Type: Purchase
Loan To Value: 66%
Rate: 8.75%
Property Type: Multi-Family
Term: 12 Months

San Diego's Real Estate Market

With 3 million residents, San Diego is California's 2nd largest city and a prime real estate market. Known as "America's Finest City," it is home to amazing beaches, great weather and numerous tourist attractions.

The housing prices are among the highest in the country but lower than other places in California.

San Diego's housing market remains one of the hottest in the nation and is ranked #10 by Zillow.

It is a very stable and competitive market which can be attributed to:

  • vast amounts of coast line
  • great climate and a low crime rate
  • a great place to raise a family
  • being a top destination for young white collar single professionals who are young, single, educated, and upwardly-mobile career starters

Fast Facts

  • Average property sale price is $640,000
  • Average of 3 offers on every listing
  • It takes about 17 days to sell a property 
  • An 870 square foot apartment has an average rent of $2,237
  • Of the available housing supply 39% is renter occupied, and 60% is owner occupied
  • 45.31% of adults in San Diego have at least a bachelor's degree

Looking for a Hard Money Loan in San Diego?

Direct private lending for the fast paced San Diego real estate investor.

Surfer on the Beach on mobile - La Jolla, San Diego, USA


What is a hard money loan?

What is your max LTV?

How do you determine rate?

How do you value a property?

Why use a hard money loan?

What is the approval process?

How fast can I expect my money?

What if my credit score is low?

What is the cost of a hard money loan?

How much can I lend from Crescent Lenders?

What types of clients utlise this product?

What property types do you lend on?

Are there any types of hard money loans you don't fund?

Get funded in 5 to 7 days
LTV up to 75%
200k to $5 million
Nationwide private lender
(not a broker, avoid the extra fees)
Funding loans such as purchase, refinance, rehab, probate, 1031 exchanges, cash-out
All types of investment properties considered, residential, commercial and industrial

Crescent Lenders

999 Overland Ave, Suite 116
Los Angeles, California