Hard Money Lenders Ventura County

Bridge Loans for Residential and Commercial Real Estate Investors

Hard Money Lenders Ventura County

Bridge Loans for Residential and Commercial Real Estate Investors

Lending Guidelines

Interest Rates
Starting @ 7.99% (interest only)
Closing Time
5 to 7 Days
Anywhere in California
Loan To Value Ratio
Up to 75% LTV
Loan Types
Purchase, Refinance, Cash-Out, Fix and Flip, Probate, 1031 Exchange
$200K – $5M
Origination Fee
2 to 3 points, dependant on size and term
Lien Positions
First Trust & Second Trust Deeds
Underwriting Fee
Loan Term
6 to 60 months (extensions available)

Property Types

  • Single-family & Multi-family Investment Properties
  • Condominiums
  • Retail Centers
  • Office Buildings
  • Industrial & Warehouse
  • Hotels & Motels
  • Healthcare & Assisted Living Facilities
  • Special Purpose & Mixed Use
  • Parking Garages & Lots

Recent Loans

El Segundo, CA
Amount: $1,200,000
Type: Rehab
Loan To Value: 65%
Rate: 9.00%
Property Type: Multi-Family
Term: 12 Months
Pasadena, CA
Amount: $950,000
Type: Purchase
Loan To Value: 50%
Rate: 8.25%
Property Type: Single Family
Term: 12 Months
Los Feliz, CA
Amount: $2,100,000
Type: Rehab
Loan To Value: 65%
Rate: 9.00%
Property Type: Single Family
Term: 12 Months

Dependable Ventura County Bridge Lenders

Based out of Los Angeles; Crescent Lenders provides hard money loans for residential and commercial investment properties throughout California.

Our decade of experience along with our extensive knowledge of Ventura private money loans makes us the ideal lender to fund your real estate project.

We offer borrowers competitive interest rates, minimal fees and fantastic customer service.

With a flexible lending criteria and having more money than deals, we can give borrowers quick financing to take advantage of attractive real estate opportunities.

Our goal is to give customers a personalized lending experience, whereby we create a long lasting professional relationship.

Get Pre-Approved Today

Contact us to speak about your private money loan scenario.

Borrowers often receive pre-approval after a short 5 to 10 minute call.

Once terms of the hard money loan are agreed upon, funds can be transferred in less than a week.

Obtaining a Ventura County Hard Money Loan

Getting a bridge loan using Crescent Lenders is significantly easier and faster than being approved for a regular bank loan.

There are numerous determining factors in our underwriting process, however none are more important than the loan to value ratio (LTV) of the real estate being used as collateral.

The higher the amount of equity a borrower has in a property, the more attractive it is for us as the lender to want to fund the deal.

Typically the lower the LTV, the lower the risk for the hard money lender.

As lenders, our objective is to figure out;

  • if you have more than 25% equity in the property
  • have adequate experience (if performing a fix and flip)
  • have a feasible exit plan
  • are financially equipped to service the monthly payments

Other factors with lesser importance to our underwriting process include a borrowers creditworthiness, employment history and income.

While these secondary factors are considered, they will not make or break the funding for your deal.

Top-Rated Provider

My existing hard money loan was coming due on my retail center and I was shopping around for a refi with a better rate since I was not yet able to qualify for bank financing, Mario was able to give me the best rate of the lenders I reached out to...
- Steve S.
I’m a commercial real estate broker and do some fix and flipping on the side here in SoCal. I’ve used a few different HMLs in the past but have created a good relationship with these guys and have repeatedly used them and will continue to do so going forward.
- Justin R.
Was recommended these lenders from a friend of mine. They were able to come thru on 2 deals for me over the past year, but also rejected a few others I had that were not as attractive. Mario is a nice guy and will not waste your time if the deal doesn’t work for him.
- James M.
I found Crescent Lenders using a hard money lending directory website called Moolahlist that makes sure all the lenders on its platform are licensed and legitimate. There are so many scam lenders in the hard money lending industry, I was happy to find these guys and was even happier with the service they provided... quick and easy funding for my rehab project.
- Edward B.
I don’t usually invest in real estate but I came across a great deal in my neighborhood and could not wait on a bank to approve me because the deal would have been gone. I called a few hard money lenders and decided on Crescent Lenders. They were able to get me funding quickly at a good rate. This enabled me to make a great offer which was successful. Highly recommend!
- Jessy C.
As of June 15th, 2021

Benefits to Using a Ventura Hard Money Lender

Crescent Lenders is not your typical hard money lender.

We have relationships with various Ventura County real estate professionals including general contractors, attorneys and property appraisers.

Our network is your network!

Our goal is to create a winning scenario for both Crescent Lenders and the borrower.

Ideally we are able to create a long lasting working relationship.

Regardless of whether you want a cash-out loan for your retail property in Newbury Park or want a fix and flip loan for a single-family home in Thousand Oaks or need an inheritance loan for a multi-family apartment complex in Oak Park — whatever your situation, Crescent Lenders can solve your Ventura County hard money problems.

About Ventura County

Situated between Los Angeles and Santa Barbara, Ventura County is a Southern California coastal town with roughly 1 million residents.

More than half of the city is made up of Los Padres National Forest, with a majority of the remaining land outside the forest being used for agricultural purposes.

Ventura County's Mediterranean climate, nice beaches and good school system make it a perfect place to raise a family.


We Can Deliver Rapid Financing

Between $200k and $5 million dollars

Nationwide private lender (not a broker, avoid the extra fees)

Funding loans such as purchase, refinance, rehab, probate, 1031 exchanges, cash-out

All types of investment properties considered, residential, commercial and industrial

Crescent Lenders

999 Overland Ave, Suite 116
Los Angeles, California

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Disclaimer: Crescent Lenders, DBA CrescentLenders.com ("CL") is a California licensed broker under California Bureau of Real Estate License No. #01792267. Regardless of this license, CL considers itself a “finder” for purposes of applicable laws and regulations (California Business & Professions Code § 10130, et. seq.).

Crescent Lenders, 2999 Overland Ave, Suite 116, Los Angeles, California, 90064