Funded
Not a broker
Rating on Google
The Deal
$1,500,000
Santa Clara, California
9.8%
61.0%
12 months
Bridge
Single-Family Home
Sale of subject property
In January 2024, Crescent Lenders made a $917,000 bridge loan to a first-time borrower in San Jose, California.
The borrower's primary residence, a single-family home valued at roughly $1.5 million and owned free and clear, will serve as collateral for the loan.
The loan is intended to fund an all-cash purchase of a new primary residence.
While the hard money loan has a term of 12 months, the borrowers are expected to pay it off much sooner, since their current property is already listed for sale.
During our underwriting process, this loan stood out because of the borrower’s excellent credit score, bank reserves, and strong annual income.
The combination of the borrower’s financial stability, clear exit strategy, and San Jose's prime real estate market in California made this an ideal residential bridge loan for Crescent Lenders to fund.
Reviews
San Jose Hard Money Lenders
Crescent Lenders is a trusted Los Angeles-based bridge lender, serving real estate investors in San Jose and across California. We specialize in providing hard money and bridge loans designed to help investors, developers, and property owners act quickly in competitive markets.
For more than 15 years, Crescent Lenders has funded hundreds of millions of dollars in loans, earning a reputation for speed, reliability, and flexibility.
Our strong knowledge of California’s real estate market helps us structure loans with customized terms to fit the needs of each borrower.
From purchasing a new property to refinancing an existing one, or even leveraging equity in an existing property for other opportunities, we have you covered.
In San Jose, we finance both residential and commercial properties, including single-family homes, multifamily units, retail spaces, and office buildings. We also support industrial properties such as parking lots, tow yards, and mixed-use developments.
With a streamlined underwriting process, we can close deals quickly and provide borrowers the liquidity needed to capitalize on investment opportunities.
Our loan programs cover purchases, refinancing, bridge loans, and cash-out options, giving investors a wide range of tools to access capital when traditional financing is not available or too slow.
With our competitive terms, personalized service, and an emphasis on secure, asset-backed lending, Crescent Lenders continues to be a leading partner for real estate investors throughout the San Jose region and the rest of the Golden State.
About San Jose
San Jose is the third-most populous city in California, with over 1 million residents, and is often referred to as the “Capitol of Silicon Valley.”
Numerous tech giants are headquartered in the area, and the influx of tech workers has caused the housing market to skyrocket over the past few decades, making it a hotbed for real estate investors and developers.
The San Jose real estate market has historically experienced tremendous growth and is expected to continue this trend in tandem with the technology sector.
This strong demand for housing, paired with limited inventory, has created consistent opportunities for investors who rely on fast, flexible financing options like hard money and bridge loans.
After another stellar year of providing hard money loans to real estate investors across California, Crescent Lenders kicked off 2025 with an exceptional portfolio of new loans, and as we move into 2026, we warmly welcome borrowers from San Jose and the surrounding region.
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