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Bakersfield Hard Money Lenders
Fast Approval. Faster Funding.
Funded
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Loan Products
Multi-Family, Retail, Office, Industrial, Mixed-Use
- Up to $5,000,000
- Max 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1% - 2%
SFH, Condo, Apt Complex, Fix-n-Flip, Rentals
- Up to $3,500,000
- Up to 75% LTV
- Interest rate 8.75% - 10.50%
- Origination 1.25% - 2%
Acquisition, Expansion, Senior Living, Laundromats
- Up to $5,000,000
- Up to 70% LTV
- Interest rate 9.50% - 11.00%
- Origination 1% - 2%
Refinancing, Transitioning Homes, Distressed Property
- Up to $4,000,000
- Up to 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1.25% - 2%
Bakersfield Hard Money Lenders

Crescent Lenders has over a decade of experience in the California hard money lending space.
Our small, trusted team will work with you to ensure personalized financing solutions for your Bakersfield hard money loan.
Many of our clients are repeat borrowers, which speaks to our exceptional service level.
Bakersfield Hard Money Loans

Crescent Lenders offers hard money loans, otherwise known as private money loans, to real estate investors in Bakersfield and throughout Kern County.
Whether you are fixing and flipping a single-family home in Oildale or refinancing an apartment building in East Bakersfield, our short-term loan solutions can be tailored to fit your needs.
Our hard money loans include:
- Bridge Loans
- Fix and Flips
- Cash-out Refinance Loans
- 1031 Exchange Loans
- Residential Hard Money Loans
- Commercial Hard Money Loans
- Purchase Loans
Bakersfield, California

Bakersfield is a growing city in Kern County, California, known for its strong agricultural roots, booming energy sector, and family-friendly atmosphere.
With a population of over 400,000, Bakersfield offers a more affordable alternative to California’s coastal cities, making it attractive to homebuyers and real estate investors seeking long-term value.
The city features a blend of suburban neighborhoods, local dining, and access to outdoor recreation, including hiking, biking, and river activities along the Kern River. Its central location also makes it a strategic hub for logistics and business development in the Central Valley.
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