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Bird's Eye View of California Real Estate

Bakersfield Hard Money Lenders

Fast. Flexible. Funding.

Bakersfield Hard Money Lenders

Rates as Low as 9.75%

75% LTV

Trusted 5-Star Rating on Google

Anywhere in California

Direct Lender, Not a Broker

$200K to $2M

No Upfront Fees

Self-Employed or Foreign National

Pre-Approval in Hours, Funding Within Days

Recently Funded

California Hard Money Loans

Experienced

Bakersfield Hard Money Lenders

Tracker in the sunset.

Crescent Lenders has over a decade of experience in the California hard money lending space

Our small, trusted team will work with you to ensure personalized financing solutions for your Bakersfield hard money loan. 

Many of our clients are repeat borrowers, which speaks to our exceptional service level. 

Apply today to secure your Bakersfield hard money loan.

Loan Types

Bakersfield Hard Money Loans

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Crescent Lenders offers hard money loans, otherwise known as private money loans, to real estate investors in Bakersfield and throughout Kern County.

Whether you are fixing and flipping a single-family home in Oildale or refinancing an apartment building in East Bakersfield, our short-term loan solutions can be tailored to fit your needs.

Our hard money loans include:

  • Bridge Loans 
  • Fix and Flips
  • Cash-out Refinance Loans
  • 1031 Exchange Loans
  • Residential Hard Money Loans
  • Commercial Hard Money Loans
  • Purchase Loans

Apply today to secure a hard money loan in Bakersfield.

About

Bakersfield, California

Oil rig in the sunset.

Bakersfield is a growing city in Kern County, California, known for its strong agricultural roots, booming energy sector, and family-friendly atmosphere.

With a population of over 400,000, Bakersfield offers a more affordable alternative to California’s coastal cities, making it attractive to homebuyers and real estate investors seeking long-term value.

The city features a blend of suburban neighborhoods, local dining, and access to outdoor recreation, including hiking, biking, and river activities along the Kern River. Its central location also makes it a strategic hub for logistics and business development in the Central Valley.

Top-Rated Provider

Bakersfield Hard Money Lender

I’m a commercial real estate broker and do some fix n flipping on the side here in SoCal. I’ve used a few different HMLs in the past but have created a good relationship with these guys and have repeatedly used them and will continue to do so going forward.

- Justin R.
We have a 4.9 star rating on Google
*As of August 1st, 2025
Contact Us Today

Fast. Flexible. Funding.


Between $200k and 2 Million Dollars
Direct California Hard Money Lender (Not a Broker, Avoid the Extra Fees)
Funding Private Money Loans Such as Purchase, Refinance, Rehab, Probate, 1031 Exchanges, Cash-out
Pre-Approval in Hours, Funding Within Days