If you need funds for
Los Angeles Hard Money Lenders
Fast Approval. Faster Funding.
Funded
Not a broker
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Loan Products
Multi-Family, Retail, Office, Industrial, Mixed-Use
- Up to $5,000,000
- Max 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1% - 2%
SFH, Condo, Apt Complex, Fix-n-Flip, Rentals
- Up to $3,500,000
- Up to 75% LTV
- Interest rate 8.75% - 10.50%
- Origination 1.25% - 2%
Acquisition, Expansion, Senior Living, Laundromats
- Up to $5,000,000
- Up to 70% LTV
- Interest rate 9.50% - 11.00%
- Origination 1% - 2%
Refinancing, Transitioning Homes, Distressed Property
- Up to $4,000,000
- Up to 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1.25% - 2%
Los Angeles Hard Money Lenders
We are a trusted and experienced hard money lender in Los Angeles. We have access to a local network of the city’s best contractors, appraisers, lawyers, and title companies.
We do everything we can to contribute to our borrower’s success.
Whether you need a fix-and-flip loan in Malibu, a probate loan for an inherited property in Beverly Hills, or funds to refinance an apartment complex in The Pacific Palisades, we enjoy working with all types of borrowers seeking private money loans in and around Los Angeles.
With over 10 million residents and the third-largest real estate market in the world, LA is notorious for knowledgeable real estate investors with deep pockets, creating fierce competition.
Multiple offers on a property are common. A Los Angeles hard money loan can make your bid stand out, differentiating you from competitors using traditional bank loans, which can take up to 30 days and often fall through.
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Hard Money Lenders in Los Angeles
We are a direct private money lender (not a broker) based in Los Angeles, California.
Over the last 10 years, we've funded hundreds of millions of dollars in private money loans across California, and our experienced team has large cash reserves, making us the ideal lender for your residential or commercial real estate needs.
Our competitive rates, low fees, and superior service distinguish Crescent Lenders from the pack as the premier hard money lender in Los Angeles.
But don’t take our word for it; see what our clients say about us below.
Hard Money Loan in Los Angeles
Apply online today regarding your Los Angeles private money loan scenario.
We pride ourselves on having the best customer service in the industry. You can expect to speak with one of our team members immediately, and you can receive same-day pre-approval.
Crescent Lenders is a direct, local Los Angeles private lender (not a broker). We manage our own funds, which allows us to finance your deal in 5 to 7 days.
Los Angeles Hard Money Loans
Crescent Lenders provides residential and commercial hard money loans in Los Angeles and across California.
We fund all types of private money loans, including:
- purchase
- bridge
- fix and flip
- refinance
- cash-out, probate, rental property, and BRRRR loans
- along with any other asset-based loan whereby real estate is used as collateral
Qualifying for a private money loan with Crescent Lenders is significantly easier than getting a traditional bank loan.
Our primary concern is the value of the collateral property and the loan-to-value ratio—we are not heavily focused on a borrower's credit score or employment history.
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FAQ
How Fast Can I Expect My Money?
From start to finish, the approval process can take as little as 5 to 7 business days.
How Do You Determine the Rate?
Rates are determined by:
- the underlying value of the asset
- the location of the asset
- how much the borrower is putting down
- credit score
- additional sources of income
- property type
How Do You Value a Property?
We will do your analysis of recently sold comparable properties and have an appraiser visit the property.
What Is the Approval Process?
The approval process involves a brief call with Russ to collect general background information regarding your financing needs and history.
After this pre-approval phone call, your information will be verified through our underwriting process.
Once verified, we will send you a term sheet. If you accept, the funds will be deposited into your account.
What if My Credit Score Is Low?
While a credit score is a factor, bad credit is not a deal breaker, as many factors are considered:
- experience in the fix-and-flip industry
- additional sources of income
- most importantly, the underlying value of the hard asset
Are There Any Types of Hard Money Loans You Don’t Fund?
Crescent Lenders does not fund land, ground-up construction, or owner-occupied projects.