Funded
Not a broker
Rating on Google
Loan Products
Multi-Family, Retail, Office, Industrial, Mixed-Use
- Up to $5,000,000
- Max 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1% - 2%
SFH, Condo, Apt Complex, Fix-n-Flip, Rentals
- Up to $3,500,000
- Up to 75% LTV
- Interest rate 8.75% - 10.50%
- Origination 1.25% - 2%
Acquisition, Expansion, Senior Living, Laundromats
- Up to $5,000,000
- Up to 70% LTV
- Interest rate 9.50% - 11.00%
- Origination 1% - 2%
Refinancing, Transitioning Homes, Distressed Property
- Up to $4,000,000
- Up to 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1.25% - 2%
Fix and Flip Lenders in California
Crescent Lenders is a California-based direct private money lender, serving real estate investors throughout Los Angeles and across the Golden State. Since 2011, we’ve been a reliable partner for investors seeking fast, flexible fix-and-flip financing that traditional banks can’t deliver.
Our expertise is in fix-and-flip loans for California residential and commercial properties, from single-family residences to multi-family apartment buildings. We loan investors the capital they need to unlock the value in underperforming properties.
With investment capital at the ready, we help borrowers capitalize on time-sensitive opportunities. Our loans can be funded in as little as 5 to 7 days, assisting investors to move quickly on hot-market deals in Los Angeles and across California.
Crescent Lenders delivers private money loans with fast closings, low fees, and responsive service. Designed for speed and flexibility, our financing helps real estate investors compete and succeed in California’s real estate market.
Partner with a direct local lender that understands the California fix-and-flip market.
How Our Fix-and-Flip Loans Work
Our process is built around speed, simplicity, and reliability. Leave the financing to us, focus on closing more deals and maximizing your returns.
- Apply: Over a short 5 to 10 minute phone call or via email, share the loan amount needed, what the funds will be used for, the property location and purchase price, your overall investment strategy, and your exit strategy for how you plan to repay the loan.
- Review: We evaluate your project based on a few factors. Do you have equity or “skin in the game”? Is the property type and location desirable, and is there a viable exit strategy? No extensive credit reviews or endless paperwork, just practical, deal-driven funding.
- Fund: Receive funding in as little as 5 to 7 days; no waiting weeks for approvals or appraisals. Once approved, your funds are wired quickly, allowing you to close fast, hire contractors, and begin renovations without losing momentum or missing out on profitable opportunities.
- Flip: Renovate, sell, and profit, and when you’re ready for your next opportunity, Crescent Lenders will be there to help you scale. Many of our borrowers return project after project, relying on our fast, flexible capital to keep their investment pipeline moving without interruption.
Crescent Lenders cuts through the red tape, providing direct, no-nonsense financing built for serious fix-and-flip investors.
Why California Real Estate Investors Choose Crescent Lenders
California’s real estate market moves fast, just like us.
- Local Expertise: We understand Los Angeles neighborhoods and California’s evolving real estate landscape, from emerging markets and redevelopment zones to the unique lending needs of local investors.
- Direct Lender: We tailor each loan to your project’s specific needs, whether it’s a fast cosmetic flip, a comprehensive renovation, or a more complex value-add project.
- Fast Turnaround: Funding in as little as 5 to 7 days gives you a crucial edge in competitive markets, allowing you to act quickly, secure properties before others, and confidently win bidding wars.
- Repeat Clients: Many of our borrowers return for future projects, reflecting the trust they place in us and the consistent results we deliver.
We answer all calls and respond to every email, showing respect to each potential customer. Often, borrowers can be pre-approved after a 5 to 10-minute conversation.
With our deep roots in the California market and a 15-year excellent track record, Crescent Lenders has been helping investors grow their portfolios with confidence.
Reviews
Fix-and-Flip Investing in California
For the past decade, flipping homes in California has been one of the most lucrative opportunities in real estate. From Los Angeles and Orange County to San Diego and the Bay Area, demand for renovated homes continues to surge, making fix-and-flip investing a great part-time hustle and full-time profession.
Some investors take on one or two projects a year, while others have built large-scale renovation businesses. In either case, success in California’s fast-moving real estate market depends on one thing above all: having capital available when opportunity strikes.
Traditional bank loans can’t keep pace. They involve lengthy approvals and strict underwriting qualification requirements, which can cause investors to miss out on time-sensitive opportunities.
That’s where fix-and-flip loans, also known as hard money loans, come in. These short-term loans give investors the flexibility to purchase, renovate, and sell properties quickly, without the red tape. They allow you access to leverage to take on larger projects that would otherwise be out of reach.
In California’s competitive housing market, where desirable properties can attract multiple offers within days, having financing in place is often the deciding factor. A bid backed by a fix-and-flip loan is often viewed by sellers as the equivalent of an all-cash offer, helping investors stand out amongst weaker competing buyers reliant upon traditional financing that can take 30 days or more to close.
Unlike the popular 30‑year conventional loan, hard money loans are short-term and designed for investors who plan to buy, renovate, and sell quickly. For real estate investors across California, these fix-and-flip loans remain the most investor-friendly way to turn distressed or undervalued properties into profitable assets.
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