If you need funds for
Orange County Hard Money Lenders
Fast Approval. Faster Funding.
Funded
Not a broker
Rating on Google
Loan Products
Multi-Family, Retail, Office, Industrial, Mixed-Use
- Up to $5,000,000
- Max 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1% - 2%
SFH, Condo, Apt Complex, Fix-n-Flip, Rentals
- Up to $3,500,000
- Up to 75% LTV
- Interest rate 8.75% - 10.50%
- Origination 1.25% - 2%
Acquisition, Expansion, Senior Living, Laundromats
- Up to $5,000,000
- Up to 70% LTV
- Interest rate 9.50% - 11.00%
- Origination 1% - 2%
Refinancing, Transitioning Homes, Distressed Property
- Up to $4,000,000
- Up to 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1.25% - 2%
Reliable Hard Money Lenders in Orange County
For over a decade, Crescent Lenders has been providing funding for hard money loans in Orange County and the broader Southern California region.
With some of the industry's most competitive interest rates and lowest fees, coupled with our exceptional service, we strive to deliver an outstanding experience for our borrowers.
In the past 10 years alone, we have successfully funded over $100 million in private money loans for commercial, industrial, and residential properties.
If the fundamental aspects of your project align, we can finance it in as little as 5 to 7 days.
Direct Private Money Lenders
It's important to use a direct hard money lender rather than a broker to ensure borrowers get the best rates.
A broker often adds additional origination points to the fees charged by the hard money lender.
Depending on the loan size, this can result in unnecessary fees amounting to tens of thousands of dollars.
Smart borrowers opt for direct hard money lenders with their own funds and don't need to involve multiple middlemen or deal with excessive financial regulations.
When you work with us, you'll have direct access to a straightforward decision-maker who is transparent and open about the loan situation. They will inform you whether a deal can be completed.
Types of Orange County Hard Money Loans We Fund
Crescent Lenders funds various types of hard money loans for investment properties in Orange County and the rest of California, including:
- Purchases
- Rehabs
- Commercial bridge loans
- Probate
- Cash-out
- Refinance
Our qualification process for an Orange County hard money loan is easy. We only need a 5—to 10-minute phone call to determine whether we are interested in funding your deal.
Unlike traditional mortgages funded by big banks, we emphasize the loan-to-value ratio of the property used as collateral.
Our underwriting process aims to assess whether the loan is a secure investment. We are committed to your success and only fund loans in which we have a high degree of confidence.
The three main factors we consider are:
- The borrower has sufficient equity in the property.
- The borrower is capable of making the monthly mortgage payments.
- The borrower has a well-thought-out exit plan.
Over the last decade, we have funded hundreds of millions of dollars in loans.
See below what our borrowers have to say about working with us.
Reviews
Advantages to Using Crescent Lenders
As a trusted and experienced private money lender in Southern California, we have established relationships with top-notch real estate attorneys, general contractors, and appraisal companies who can assist you throughout the process.
Ensuring the success of our borrowers is our utmost priority because when you win, we win.
Whether you have come across an undervalued home in Newport Beach that's ideal for a fix and flip, you wish to cash out on an office complex you own in Huntington Beach, or you require an Irvine Hard Money Lender for an estate loan; Crescent Lenders is the perfect funding solution for your real estate needs.
Recent Deals
About the Orange County Real Estate Market
With over 3 million residents, Orange County is a highly sought-after tourist destination. It boasts popular attractions like Disneyland, the Fashion Island shopping center, and the world-famous surfing spot, the Wedge.
The real estate market in Orange County is known for being one of the most expensive in the nation, attracting a significant number of affluent individuals.
As a result, the real estate market in the area is fiercely competitive, with savvy investors vying for properties.
To gain an extra edge, real estate investors in Orange County often turn to hard money loans, which allow them to secure timely investments faster than traditional banking institutions.