If you need funds for
Ventura Hard Money Lenders
Fast Approval. Faster Funding.
Funded
Not a broker
Rating on Google
Loan Products
Multi-Family, Retail, Office, Industrial, Mixed-Use
- Up to $5,000,000
- Max 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1% - 2%
SFH, Condo, Apt Complex, Fix-n-Flip, Rentals
- Up to $3,500,000
- Up to 75% LTV
- Interest rate 8.75% - 10.50%
- Origination 1.25% - 2%
Acquisition, Expansion, Senior Living, Laundromats
- Up to $5,000,000
- Up to 70% LTV
- Interest rate 9.50% - 11.00%
- Origination 1% - 2%
Refinancing, Transitioning Homes, Distressed Property
- Up to $4,000,000
- Up to 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1.25% - 2%
Funding Hard Money Loans In Ventura
Apply Online in Minutes
Applying for a Ventura hard money loan has never been easier. Our streamlined online application process takes just a few minutes.
Fast Pre-Approval
Most borrowers receive pre-approval within 5 to 10 minutes after a brief consultation call with our experts. This quick and hassle-free process ensures you can confidently move forward, knowing where you stand.
Swift Fund Transfer
Once the terms of your Ventura hard money loan are finalized, funds are typically transferred to your bank account in less than a week.
Ventura Hard Money Lenders
Crescent Lenders is based out of Los Angeles, California, and we fund loans across Ventura County, including Oxnard, Simi Valley, and Thousand Oaks.
Our decades of experience and extensive knowledge of Ventura hard money loans make us the ideal lender to fund your real estate project.
We offer borrowers competitive interest rates, minimal fees, and fantastic customer service.
With flexible lending criteria and having more money than deals, we can give borrowers quick financing to take advantage of attractive real estate opportunities.
We aim to give customers a personalized lending experience, whereby we create a long-lasting professional relationship.
Obtain a Hard Money Loan in Ventura
Obtaining a Ventura hard money loan using Crescent Lenders is significantly easier and faster than being approved for a regular bank loan.
Numerous determining factors are involved in our underwriting process; however, none are more critical than the real estate's loan-to-value ratio (LTV), which is used as collateral.
The higher the amount of equity a borrower has in a property, the more attractive it is for us as the lender to want to fund the deal.
Typically, the lower the LTV, the lower the risk for the Ventura hard money lender.
As lenders, our objective is to figure out:
- if you have more than 25% equity in the property
- have adequate experience (if performing a fix and flip)
- have a feasible exit plan
- are financially equipped to service the monthly payments
Other less important factors in our underwriting process include a borrower's creditworthiness, employment history, and income.
While these secondary factors are considered, they will not make or break the funding for your deal.
Reviews
Ventura Hard Money Lenders
Crescent Lenders is not your typical California hard money lender.
We have relationships with various Ventura County real estate professionals, including general contractors, attorneys, and property appraisers.
Our network is yours, and our goal is to create a winning scenario for both Crescent Lenders and the borrower.
Ideally, we can create a long-lasting working relationship.
Regardless of whether you want a cash-out loan for your retail property in Simi Valley, or want a fix-and-flip loan for a single-family home in Thousand Oaks, or need an inheritance loan for a multi-family apartment complex in Oxnard, whatever your situation, Crescent Lenders can solve your Ventura County hard money loan problems.
Recent Deals
Ventura County
Ventura County, located along the southern California coast between Los Angeles and Santa Barbara, is a vibrant region with approximately one million residents.
Known for its natural beauty and welcoming atmosphere, it offers a unique blend of urban amenities and rural charm.
The sprawling Los Padres National Forest covers a significant portion of Ventura County and offers endless opportunities for outdoor recreation, including hiking, camping, and wildlife observation.
Beyond the forested areas, much of the remaining land is dedicated to agriculture. Fertile fields produce many crops, such as strawberries, citrus, and avocados, making the county a hub for California's farm-to-table movement.
The county’s Mediterranean climate—characterized by mild, wet winters and warm, dry summers—contributes to its appeal. Ventura County also boasts pristine beaches, charming coastal towns, and a robust education system with highly-rated schools, making it an ideal place to raise a family.
Whether you're drawn to its natural landscapes, outdoor adventures, or the close-knit community feel, Ventura County offers something for everyone.
We serve all borrowers across Ventura County, including Oxnard, Simi Valley, and Thousand Oaks.