Rates as Low as 9.75%
75% LTV
Trusted 5-Star Rating on Google
Anywhere in California
Direct Lender, Not a Broker
$200K to $2M
No Upfront Fees
Self-Employed or Foreign National
Pre-Approval in Hours, Funding Within Days
Crescent Lenders provides commercial real estate bridge loans for investors, developers, and business owners across California who need fast, flexible funding.
Whether you are purchasing, refinancing, relocating, developing, or renovating a commercial property, our commercial bridging loans will provide you with temporary funding until you can secure a long-term bank loan.
We have over 15 years of combined experience providing commercial bridge loans across California, with over $100 million in private money loans successfully funded.
Fast Funding: Close in as little as 5 to 7 days, with minimal paperwork.
Flexible Loan Terms: Loans are interest-only, allowing investors to free up capital, with possible extensions. Term lengths range from 6 to 24 months, giving investors the time they need to finish their project and either sell the property or refinance with a traditional bank loan.
Asset-based: Commercial bridge lenders analyze the property being used as collateral more than the individual borrower’s financial situation.
Capitalize on Opportunities: Good deals sell quickly, and an offer on a property using a commercial bridge loan is typically seen as an all-cash offer, which helps it stand out and gives you a competitive advantage.
Bridge the Gap: Allows you to move forward on the purchase of a new property while your current property is pending sale.
Common Use Examples:
Funding Your Commercial Property
Securing financing for your property doesn’t have to be challenging.
Let us handle the funding side of the project for you, enabling you to focus on optimizing your commercial property.
We are a relationship-based company, dedicated to fostering new long-term relationships with clients.
Bridge loan interest rates range anywhere from 8% to 15% depending on a variety of variables.
While bridge loan rates are higher than traditional bank loans, they come with a few benefits that banks cannot offer, such as funding in 5 to 7 days, minimal paperwork, and the ability to work with a borrower with a poor credit history or a troubled financial past.
The following factors are used during the underwriting process to determine the level of risk posed to the bridge lender;
There will most likely be a correlation between higher risk and higher interest rates and vice versa, with less risk equaling low interest rates.
A borrower can improve their chances of getting approved for a bridge loan if they have a property in a major city that is a home, apartment, apartment complex, or occupied commercial property.
I’m a commercial real estate broker and do some fix n flipping on the side here in SoCal. I’ve used a few different HMLs in the past but have created a good relationship with these guys and have repeatedly used them and will continue to do so going forward.