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Commercial Bridge Loan Lenders

Fast. Flexible. Funding.

Commercial Real Estate Bridge Loan

Rates as Low as 9.75%

75% LTV

Trusted 5-Star Rating on Google

Anywhere in California

Direct Lender, Not a Broker

$200K to $2M

No Upfront Fees

Self-Employed or Foreign National

Pre-Approval in Hours, Funding Within Days

Recently Funded

Commercial Bridge Loans

Top-Rated

Best Commercial Bridge Loan Lenders

Crescent Lenders provides commercial real estate bridge loans for investors, developers, and business owners across California who need fast, flexible funding.

Whether you are purchasing, refinancing, relocating, developing, or renovating a commercial property, our commercial bridging loans will provide you with temporary funding until you can secure a long-term bank loan.

We have over 15 years of combined experience providing commercial bridge loans across California, with over $100 million in private money loans successfully funded.

Fast & Flexible

Benefits of Commercial Bridge Loans

Fast Funding: Close in as little as 5 to 7 days, with minimal paperwork.

Flexible Loan Terms: Loans are interest-only, allowing investors to free up capital, with possible extensions. Term lengths range from 6 to 24 months, giving investors the time they need to finish their project and either sell the property or refinance with a traditional bank loan.

Asset-based: Commercial bridge lenders analyze the property being used as collateral more than the individual borrower’s financial situation. 

Capitalize on Opportunities: Good deals sell quickly, and an offer on a property using a commercial bridge loan is typically seen as an all-cash offer, which helps it stand out and gives you a competitive advantage.

Bridge the Gap: Allows you to move forward on the purchase of a new property while your current property is pending sale.

Common Use Examples:

  • Acquiring time-sensitive deals or off-market opportunities.
  • Renovating a commercial property to increase the property’s value and then either sell or refinance with a bank loan.
  • Increasing occupancy to stabilize the property and then refinance into a traditional mortgage. 

Funding Your Commercial Property

Securing financing for your property doesn’t have to be challenging.

Let us handle the funding side of the project for you, enabling you to focus on optimizing your commercial property.

We are a relationship-based company, dedicated to fostering new long-term relationships with clients.

Bridge Loan Rates Today & Fees

Bridge loan interest rates range anywhere from 8% to 15% depending on a variety of variables.

While bridge loan rates are higher than traditional bank loans, they come with a few benefits that banks cannot offer, such as funding in 5 to 7 days, minimal paperwork, and the ability to work with a borrower with a poor credit history or a troubled financial past.

The following factors are used during the underwriting process to determine the level of risk posed to the bridge lender;

  • Property Type
  • Location
  • Financial Strength
  • Credit Score
  • Cash Reserves
  • Exit Strategy
  • Income 

Loan-to-Value Ratio (LTV)

There will most likely be a correlation between higher risk and higher interest rates and vice versa, with less risk equaling low interest rates.

A borrower can improve their chances of getting approved for a bridge loan if they have a property in a major city that is a home, apartment, apartment complex, or occupied commercial property.

Top-Rated Provider

Commercial Bridge Loan Lenders

I’m a commercial real estate broker and do some fix n flipping on the side here in SoCal. I’ve used a few different HMLs in the past but have created a good relationship with these guys and have repeatedly used them and will continue to do so going forward.

- Justin R.
We have a 4.9 star rating on Google
*As of August 1st, 2025
Contact Us Today

Fast. Flexible. Funding.


Between $200k and 2 Million Dollars
Direct California Hard Money Lender (Not a Broker, Avoid the Extra Fees)
Funding Private Money Loans Such as Purchase, Refinance, Rehab, Probate, 1031 Exchanges, Cash-out
Pre-Approval in Hours, Funding Within Days