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Bird's Eye View of California Real Estate

Commercial Hard Money Lenders

Fast. Flexible. Funding.

Hard Money Commercial Loans

Rates as Low as 9.75%

75% LTV

Trusted 5-Star Rating on Google

Anywhere in California

Direct Lender, Not a Broker

$200K to $2M

No Upfront Fees

Self-Employed or Foreign National

Pre-Approval in Hours, Funding Within Days

Recently Funded

California Commercial Private Loans

Fast. Flexible. Funding.

Private Lenders for Commercial Properties

Based out of Los Angeles, Crescent Lenders provides commercial lending services to investors, developers, and business owners across the Golden State. With over 10 years of experience and $100 million in deals funded, we can fund your commercial bridge loan.

Whether you need a private loan on a tow yard in Orange County, you are moving your warehouse in Los Angeles, or are funding a retail strip center in San Diego, Crescent Lenders has you covered.

As long as everything is in order, we can evaluate your deal, underwrite it, and fund it in as little as 5 to 7 days.

Property Types

Types of Commercial Properties We Lend Against

When it comes to commercial lending, every property is unique — but not every private money lender is willing to finance every type of property. 

At Crescent Lenders, we take a flexible approach and offer financing solutions across a wide range of property types. Here is a list of the primary types of commercial properties we lend against:

Office Buildings:
- Class A, B, or C Offices
- Medical
- Single & Multi-tenant 
- Co-working Spaces

Retail Centers: 
- Strip Malls
- Laundromats
- Gyms
- Convenience Stores
- Gas Stations

Self-storage:
- Climate Controlled
- Vehicle 

Parking:
- Lots
- Multi-level Garages

Tow Yards:
- Impound
- Salvage Yards

Care facilities:
- Assisted Living
- Sober Care

Hospitality:
- Hotels
- Motels
- Daily Rentals

Multi-family Properties:
- Small Apartment Buildings
- Skyrises

Industrial Warehouses:
- Big Box Retailers
- Distribution Centers
- Cold Storage

About

Commercial Hard Money Loans

A commercial hard money lender offers short-term, interest-only loans that are typically 6 to 24 months.

These commercial bridge loans fill the gap between the purchase of a property in immediate need of financing and a long-term financial solution, like a traditional 30-year mortgage. 

These loans are most commonly used in real estate transactions to fill the void of a temporary shortage of cash. 

Key Characteristics:

  1. Short-Term: Typically lasts for 6-24 months.
  2. Higher Interest Rates: Because of their short-term nature and fast funding, commercial hard money lenders often charge higher interest rates and more points, relative to bank loans.
  3. Secured: Bridge loans are often secured by collateral, such as real estate or other assets, to reduce the lender's risk.
  4. Repayment: The loan is usually repaid when the borrower secures long-term financing or sells an asset (such as a home or business).
Top-Rated Provider

Commercial Bridge Loan Lenders

I’m a commercial real estate broker and do some fix n flipping on the side here in SoCal. I’ve used a few different HMLs in the past but have created a good relationship with these guys and have repeatedly used them and will continue to do so going forward.

- Justin R.
We have a 4.9 star rating on Google
*As of August 1st, 2025
Contact Us Today

Fast. Flexible. Funding.


Between $200k and 2 Million Dollars
Direct California Hard Money Lender (Not a Broker, Avoid the Extra Fees)
Funding Private Money Loans Such as Purchase, Refinance, Rehab, Probate, 1031 Exchanges, Cash-out
Pre-Approval in Hours, Funding Within Days