If you need funds for
San Diego Hard Money Lenders
Fast Approval. Faster Funding.
Funded
Not a broker
Rating on Google
Loan Products
Multi-Family, Retail, Office, Industrial, Mixed-Use
- Up to $5,000,000
- Max 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1% - 2%
SFH, Condo, Apt Complex, Fix-n-Flip, Rentals
- Up to $3,500,000
- Up to 75% LTV
- Interest rate 8.75% - 10.50%
- Origination 1.25% - 2%
Acquisition, Expansion, Senior Living, Laundromats
- Up to $5,000,000
- Up to 70% LTV
- Interest rate 9.50% - 11.00%
- Origination 1% - 2%
Refinancing, Transitioning Homes, Distressed Property
- Up to $4,000,000
- Up to 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1.25% - 2%
Reliable Hard Money Lenders in San Diego

Crescent Lenders is a California hard money lender that funds real estate deals across San Diego County.
Unlike brokers, we are direct private money lenders, and we use our own funds to provide rapid funding for real estate projects.
We specialize in servicing cities throughout California, including Los Angeles, San Francisco, and San Diego.
We have successfully funded numerous San Diego hard money loans over the last decade, deploying hundreds of millions of dollars in private capital to real estate investors.
Pre-Qualify Today

Contact us today to ask how we can solve your San Diego funding scenario.
Our customer service is second to none. You can count on us to answer the phone and communicate with you throughout the process.
Come see why Crescent Lenders is the preferred hard money lender for San Diego real estate investors.
Whether you need to refinance a property in La Jolla, execute a fix and flip in Torrey Pines, or cash-out refinance your property in Scripps Ranch — Crescent Lenders is here for all your San Diego real estate investment funding needs.
We Fund All Types of San Diego Hard Money Loans

We finance residential and commercial real estate projects across the Southern California Region.
We consider all types of projects for funding, including:
- purchase loans
- bridge loans
- fix and flip loans
- refinance loans
- cash-out, probate, rental property, and BRRRR loans
- along with any other asset-based loan whereby real estate is used as collateral
When underwriting your private money loan in San Diego, the biggest factors we consider are the value of the collateral property and the loan-to-value ratio.
Factors used for conventional mortgages, like credit score and property vacancy rates, are only used in a secondary manner.
Unlike large banks, we can get you funded in days instead of months.
From the moment you read this webpage until we fund you, it can occur in as little as 5 to 7 days.
Unsure we are the solution to your San Diego hard money lending issue?
Check out the reviews below to see what our past customers say about working with us.
Reviews



San Diego's Real Estate Market
With 3 million residents, San Diego is California's 2nd largest city and a prime real estate market.
Known as "America's Finest City," it is home to amazing beaches, great weather, and numerous tourist attractions.
San Diego's housing prices are among the highest in the country, and the real estate market remains one of the hottest in the nation.
Real estate investors in Southern California are realizing the importance and benefits of using hard money loans in the San Diego market.
Most sellers consider an offer on a property accompanied by a hard money loan to be as good as an all-cash offer, which helps to make your offer more competitive with other buyers in the marketplace.
San Diego has a very stable and competitive market which can be attributed to:
- vast amounts of coastline
- great climate and a low crime rate
- a great place to raise a family
- a top destination for young white-collar professionals who are single and educated
Fast Facts
- The average property sale price is $640,000
- Average of 3 offers on every listing
- It takes about 17 days to sell a property
- An 870-square-foot apartment has an average rent of $2,237
- Of the available housing supply, 39% is renter-occupied, and 60% is owner-occupied
- 45.31% of adults in San Diego have at least a bachelor's degree
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