San Francisco Hard Money Loans

Crescent Lenders is San Francisco's most trusted private money lender; servicing all property types across the county.

We can fund your Bay Area hard money loan:

  • Between $200k and $5 million dollars
  • Direct private lender (not a broker)
  • Get funded in 5 to 7 days
  • Get pre-approval in 15 minutes
  • Purchase, Refinance, Rehab, Cash-Out and 1031 Exchange
Golden Gate Bridge - SF

Lending Guidelines

Interest Rates:Starting @ 7.99% (interest only)
Closing Time:5 to 7 Days
Location:Anywhere in California
Loan To Value Ratio:Up to 75% LTV
Loan Types:Purchase, Refinance, Cash-Out, Fix and Flip, Probate, 1031 Exchange
Amounts:$200K – $5M
Origination Fee:2 to 3 points, dependant on size and term
Lien Positions:First Trust & Second Trust Deeds
Underwriting Fee:$1500
Loan Term:6 to 60 months (extensions available)

Property Types

  • Single-family & Multi-family Investment Properties
  • Condominiums
  • Retail Centers
  • Office Buildings
  • Industrial & Warehouse
  • Hotels & Motels
  • Healthcare & Assisted Living Facilities
  • Special Purpose & Mixed Use
  • Parking Garages & Lots

Recent Deals

A fix and flip in Los Feliz, Los Angeles

Los Feliz, CA

Amount: $2,100,000
Type: Rehab
Loan To Value: 65%
Rate: 9.00%
Property Type: Single Family
Term: 12 Months
Multi-family purchase in Montebello, CA

Montebello, CA

Amount: $2,500,000
Type: Purchase
Loan To Value: 66%
Rate: 8.75%
Property Type: Multi-Family
Term: 12 Months
Home in Pasadena, CA

Pasadena, CA

Amount: $950,000
Type: Purchase
Loan To Value: 50%
Rate: 8.25%
Property Type: Single Family
Term: 12 Months
Row of houses in SF

About San Francisco

San Francisco (aka the City by the Bay) is a large costal city in Northern California. 

The 5th most densely populated county in the nation with nearly 1 million residents, it is an extremely ethnically-diverse city.

Home to Silicon Valley, which is well known as the tech capital of the world and as a result one of the wealthiest and most expensive cities in America.

San Francisco is a city comprised of professionals, managers, sales, office and tech workers.

About the Real Estate Market

San Francisco has an abundance of pre-world War 2 architecture, making it the biggest city in America for historic buildings, which adds to it's charm.

It's strong economy and large white collar labour force it's no wonder real estate prices are high.

With the ongoing growth of tech companies, property values in the city are likely to experience an increase in value.

This is a very competitive real estate market where homes sell quickly and often over their asking prices.

San Francisco and Hard Money Loans

To stay competitive in the San Francisco market, many investors use hard money loans to finance their real estate projects.

These loans are asset based and focus more on the value of the collateral rather than a borrower's credit score or income.

Offers with a hard money loan are likely to stand out to sellers versus offers needing traditional financing which can take longer to secure and often times falls through.

Need a Hard Money Loan in San Francisco?

Direct private lending for the fast paced San Francisco real estate investor.


What is a hard money loan?

What is your max LTV?

How do you determine rate?

How do you value a property?

Why use a hard money loan?

What is the approval process?

How fast can I expect my money?

What if my credit score is low?

What is the cost of a hard money loan?

How much can I lend from Crescent Lenders?

What types of clients utlise this product?

What property types do you lend on?

Are there any types of hard money loans you don't fund?

Get funded in 5 to 7 days
LTV up to 75%
200k to $5 million
Nationwide private lender
(not a broker, avoid the extra fees)
Funding loans such as purchase, refinance, rehab, probate, 1031 exchanges, cash-out
All types of investment properties considered, residential, commercial and industrial

Crescent Lenders

999 Overland Ave, Suite 116
Los Angeles, California



We Serve the Entire San Francisco Region: